Individual Long Term Care

• Whether you are looking for nursing home care, assisted living facility care or home care, long term care insurance products can help cover these expenses and more.
• Choose between many available benefit options, including benefit amounts, elimination periods and how long you want benefits to last.
• We have products that can work with both your personal and budget needs, so you can choose to cover just the basics – or select comprehensive protection.

BREAK-EVEN ANALYSIS – LTC INSURANCE

Long term care insurance can cost from under $100/mo. To over $1000/mo. It can seem expensive, yet consider this:

At 5% annual compounded inflation, in 10 years, actual real-life care costs could mount to over $94,000 per year (or $7833/mo.)!! This means if you pay $4,700 annual long term care insurance premium investment for 10 years, you will BREAK EVEN within only 6 months of receiving care.

Just do the math!

The annual long term care insurance premium investment is often less than the actual cost of just ONE MONTH in a care situation. long term care insurance may make good financial sense for you.

For complete details regarding benefits, rates and limitations and/or an analysis on how we may help you design your benefit program. Contact Benefits Plus at 978-683-7088 or use our contact page.